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INCOME NAVIGATOR

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Are you looking to participate in the rise of the market without risking significant losses in the case of a market slump? The Income Navigator was designed with you in mind!
Offering multiple investing strategies based off the S&P 500®, allocate your funds as you see fit with no damage to your principal. Also available is an Income Rider, which provides you with a steady stream of income for life. Offering control, safety, and high growth possibilities, this annuity is perfect to meet your retiring needs!
Five indexing options:
  • Fixed Account
  • Annual Point to Point
  • Monthly Averaging
  • Monthly Sum
  • Daily Averaging
An available Income Rider to provide you with guaranteed income for life. Premium Bonuses immediately deposited into your annuity when your policy is set up.*
Your choice, your growth, your future! Income Navigator has a 10-year surrender schedule. Premium bonuses are subject to a vesting schedule. Inclusion of the income rider subject to age restriction.
*Premium bonuses are subject to vesting schedule

Income Navigator Rates

Effective 05/17/2021
Premium BonusBase Contract - 7.00%
With Income Rider - 5.00%
Interest Rate Guarantees
1st Year Rate1.50%
Current Rate Guarantee1 Yr
Indexing
Index/BenchmarkS&P 500®
Participation Rates100%
CapsAnnual Point-to-Point Cap: 2.50%
Monthly Averaging Cap: 2.50%
Daily Averaging Cap: 2.50%
Monthly Sum Cap: 1.30%
Riders
Optional Riders and CostIncome Rider - 1.50%

Interest rates as of 05/17/2021 and are subject to change without notice. Quoted rates may vary due to state regulations and taxes. Not all annuities and optional riders are available in all states. Income Navigator has a 10-year surrender schedule. Premium bonuses are subject to a vesting schedule. Inclusion of the income rider subject to age restriction.

Income Navigator Rates

Effective 05/17/2021

Premium Bonus Base Contract - 7.00%
With Income Rider - 5.00%
Interest Rate Guarantees
1st Year Rate 1.50%
Current Rate Guarantee 1 Yr
Indexing
Index/Benchmark S&P 500®
Participation Rates 100%
Caps Annual Point-to-Point Cap: 2.50%
Monthly Averaging Cap: 2.50%
Daily Averaging Cap: 2.50%
Monthly Sum Cap: 1.30%
Riders
Optional Riders and Cost Income Rider - 1.50%

Interest rates as of 05/17/2021 and are subject to change without notice. Quoted rates may vary due to state regulations and taxes. Not all annuities and optional riders are available in all states. Income Navigator has a 10-year surrender schedule. Premium bonuses are subject to a vesting schedule. Inclusion of the income rider subject to age restriction.

ATLANTIC COAST LIFE INSURANCE COMPANY IS A MEMBER OF THE A-CAP FAMILY

Contact Us

  • HOME OFFICE
  • Sales & Marketing:
    1565 Sam Rittenberg Blvd., Suite102
    Charleston, SC 29407
  • FOR APPLICATIONS AND PAYMENTS
  • Preneed General Correspondence:
    P.O. Box 96, Minneapolis, MN 55440
  • Payments:
    P.O. Box 9485, Minneapolis, MN 55440
  • New Business:
    P.O. Box 19, Minneapolis, MN 55440
  • HOME OFFICE
  • Sales & Marketing:
    1565 Sam Rittenberg Blvd., Suite102
    Charleston, SC 29407
  • Administrative Office:
    1565 Sam Rittenberg Blvd., Suite 200
    Charleston, SC 29407
  • FOR APPLICATIONS AND PAYMENTS
  • Preneed:
    P.O. Box 20010, Charleston, SC 29413
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Atlantic Coast Life Insurance Company is a premier provider of life insurance and annuity products for families throughout the nation.
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