INTERESTED FIRMS
Founded in 1925, by Y. W. Scarborough and J. W. Orvin, Atlantic Coast Life Insurance Company (“Atlantic Coast Life”) has served funeral homes and families for nearly one hundred years, helping families plan for and fund “end of life” solutions. We have built a reputation among funeral directors and consumers as a trustworthy source of funding.
Between 1925 and 1940 Atlantic Coast Life’s Home Service Distribution was built through recruiting sales agents and building district offices throughout South Carolina. In 1954, the Scarborough Family acquired one hundred percent of the company’s stock and an era of success and growth has now spanned nearly ten decades.
In the mid 1990’s, our Home Service Distribution peaked, and the company’s growth began to slow. The President and CEO, Y.W. “Bill” Scarborough III, had a vision to dramatically change the company’s original distribution strategy. He focused most of the company’s efforts and resources to launch a new distribution arm to reinvigorate sales and growth. This critical decision transformed the course of Atlantic Coast Life’s voyage into the future. The Preneed Division set sail in August of 2003. After eighteen months of success, and above expectations, the Preneed Division expanded into nine neighboring Southeastern states. By 2008, Atlantic Coast Life was known throughout the Southeast as a serious competitor with a growing presence in the Preneed marketplace.
In 2015, Advantage Capital Holdings, LLC d/b/a “A-CAP” purchased Atlantic Coast Life from the Scarborough Family and Bill returned to the office of President. Growth, expansion, and success multiplied. Atlantic Coast Life began an intense expansion that took the company on a journey across the country!
Click on a state to see product availability.
- Licensed Products Available
- Products Pending Approval
- Choice of six growth rates (ranging 4.50% to 1.85%, as of 4/1/24)
- Choice of compound or simple growth
- Unique Early Payoff Option
- Descendants Benefit Rider
- Commissions paid daily, weekly, or monthly
- EFT or check for commission and claims
- Concierge Phone Line for funeral homes
- Mobile Tool for premium calculation and much more
Please see our Preneed Availability Map to find out if Atlantic Coast Life does business in your state.
We can provide funeral homes or producers detailed information about our services offered.
Please contact us through the submission form below to set up a meeting with our team.
Rated B++ (Good) by AM Best.
HOME OFFICE
-
Sales & Marketing:
1565 Sam Rittenberg Blvd., Suite102
Charleston, SC 29407
FOR APPLICATIONS AND PAYMENTS
-
Preneed General Correspondence:
P.O. Box 96, Minneapolis, MN 55440
-
Preneed Payments:
P.O. Box 9485, Minneapolis, MN 55440 -
Preneed New Business:
P.O. Box 19, Minneapolis, MN 55440
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MAILING ADDRESS
P.O. BOX 20010
CHARLESTON, SC -
PHONE: 877-ONE-RING
(877-663-7464) - FAX: New Business: 843-300-4007
- FAX: Policy Services: 843-300-4009
-
POLICY SERVICE:
policyservice@insadminservices.com -
NEW BUSINESS:
newbusiness@insadminservices.com -
UNDERWRITING:
underwriting@insadminservices.com
-
MAILING ADDRESS
P.O. BOX 20010
CHARLESTON, SC -
PHONE: 877-ONE-RING
(877-663-7464) - FAX: New Business: 843-300-4007
- FAX: Policy Services: 843-300-4009
ATLANTIC COAST LIFE INSURANCE COMPANY IS A MEMBER OF THE A-CAP FAMILY
Contact Us
- HOME OFFICE
-
Sales & Marketing:
1565 Sam Rittenberg Blvd., Suite102
Charleston, SC 29407
- FOR APPLICATIONS AND PAYMENTS
-
Preneed General Correspondence:
P.O. Box 96, Minneapolis, MN 55440 -
Payments:
P.O. Box 9485, Minneapolis, MN 55440 -
New Business:
P.O. Box 19, Minneapolis, MN 55440
- HOME OFFICE
-
Sales & Marketing:
1565 Sam Rittenberg Blvd., Suite102
Charleston, SC 29407 -
Administrative Office:
1565 Sam Rittenberg Blvd., Suite 200
Charleston, SC 29407
- FOR APPLICATIONS AND PAYMENTS
-
Preneed:
P.O. Box 20010, Charleston, SC 29413
